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Many families have a “special” car – a car that is inherited from a grandparent and which has special sentimental value. It might not qualify as a true antique – or have a special financial value – but it might be of significant value for people whose lives developed around that vehicle.

It is important to recognize that classic cars that can be described as antiques or sports cars would require special attention when their owners are considering car insurance. These vehicles are usually much higher in value and more difficult to repair once damaged. There are insurers who specialize in these classic cars – and it is best for the owners to shop around and consider these specialized insurers!

Classic cars and car with sentimental value

What we would like to refer to are those vehicles with a significant sentimental value to their owners. I grew up with such a vehicle – a golden yellow Volkswagen Beatle manufactured in 1986. This vehicle has not travelled far and belonged to my grandmother. It has been kept in immaculate shape and when it goes on the road it makes the heads turn!

Even though several vehicle collectors have offered to purchase this vehicle – the sentimental value has always weighed more to my mom than the money she could have made by selling the vehicle.

Many other families have a similar vehicle in the garage – and need to consider how to ensure such a vehicle. These vehicles are usually well cared for, well maintained and kept in closed garages. They are not driven much and when they are driven –it is with the utmost respect and caution!

These vehicles will fall perfectly in the category of vehicle to be insured with a Pay As You Drive car insurance policy. If you have a vehic

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These are actual comments made by 16 Police Officers. The comments were taken off actual police car videos around the USA:

1. “You know, stop lights don’t come any redder than the one you just went through.”

2. “Relax, the handcuffs are tight because they’re new. They’ll stretch after you wear them a while.”

3. “If you take your hands off the car, I’ll make your birth certificate a worthless document.”

4. “If you run, you’ll only go to jail tired.”

5. “Can you run faster than 1200 feet per second? Because that’s the speed of the bullet that’ll be chasing you.”

6. “You don’t know how fast you were going? I guess that means I can write anything I want to on the ticket, huh?”

7. “Yes, sir, you can talk to the shift supervisor, but I don’t think it will help. Oh, did I mention that I’m the shift supervisor?”

8. “Warning! You want a warning? O.K, I’m warning you not to do that again or I’ll give you another ticket.”

9. “The answer to this last question will determine whether you are drunk or not. Was Mickey Mouse a cat or a dog?”

10. “Fair? You want me to be fair? Listen, fair is a place where you go to ride on rides, eat cotton candy and corn dogs and step in monkey poop.”

11. “Yeah, we have a quota. Two more tickets and my wife gets a toaster oven.”

12. “In God we trust; all others we run through NCIC.” (National Crime Information Center)

13. “Just how big were those ‘two beers’ you say you had?”

14. “No sir, we don’t have quotas anymore. We used to, but now we’re allowed to write as many tickets as we can.”

15. “I’m glad to hear that the Chief (of Police) is a personal friend of yours. So you know

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Sometimes, a reason or two can get you to cancel your car insurance. These are the things you need to know about how to do that properly. You may be thinking of replacing the old one with a better and cheaper alternative.

The idea of cancelling an auto insurance account will always be possibility. Reasons of cancelling your insurance may come in different forms; you may have sold your car, moved to a different place, financial difficulties, plans to switch accounts and many others. Given that you have a valid reason; it is perfectly legal to cancel auto insurance, precisely because you have the right to do so.

 It must of course be stressed out that cancelling auto insurance is a legal and corporate process. Hence, it is required that anyone who wishes to cancel his/her own account must have a general knowledge of the process of cancelling. Moreover, a single lapse in cancelling will mean that your insurance is still continuous, and consequently you would still be required to fulfill your financial duties in the transaction.

Here are the general steps and tip on how to cancel your auto insurance account.

1. The first and foremost step would be to contact your insurance company. Although this can be through e-mail or through the telephone, it is still advisable to talk with your insurance company personally in their office. This is to make the entire process clear and smooth. Before going to your insurance company, you must bring the necessary documents to prove the validity of your desire to cancel your account. If you have sold your car, for instance, bring the sales statement and receipt that will prove this.

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On the Car Insurance Blog we are discussing the liability for damage from road construction and potholes. Claims by vehicle owners for damage as a result of potholes and road construction activity have increased significantly – and we have undertaken to discuss this in a series of blog posts.

Our objective in doing so is to provide important information and advice to vehicle owners not only on how to avoid such damage, but also on what is needed to seek redress for the damages suffered.

We have thus far addressed the following topics:

• Car Insurance, road damage, potholes and the law
• Negligence, the Reasonable Man and Car Insurance
• Who is the reasonable driver when he drives near potholes?

In this blog entry we would like to discuss the negligence of road construction companies. This information will also overlap with regards to the liability of municipal authorities – but there will be significantly different approaches to seeking compensation for the damages suffered. We would like to pay a bit closer attention to the road construction companies in this blog post.

Negligence by road construction companies and vehicle damage

There is no arguing that road construction companies have in the past and will in the future be held liable for causing damage to vehicles driving in road construction zones. Many of these companies have been taken to court – and many claims have also been settled outside of the courts.

Even though these construction companies most likely have a strong focus on safety – people still operate the machinery – and humans do make mistakes! No road constru

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Young Marmalade, specialist insurer for young drivers, is doing its bit to cut the number of deaths on roads, which total some 1.2 million every year.

August is National Road Victim Month, and this year the event’s prime focus is to cut the number of young deaths.

A third of the victims are under 25, and Young Marmalade deliberately targets this group, which is also the most likely to go without insurance due to typically high premium costs.

The insurer promotes safety by selling new or nearly new cars to its customers, preventing them from opting for a cheap and less safe ageing second hand alternative.

By choosing Provisional Marmalade, working in collaboration with Halfords, younger drivers can enjoy comprehensive car insurance on a family member or friend’s car for just £3 a day.

Young Marmalade’s Nigel Lacy explains that the firm’s approach means that parents need not worry about losing their No Claims bonus during the time their offspring practices, encouraging more practice and greater take up of insurance.

The affordable policy also discourages those tempted to participate in fronting, whereby a parent fraudulently claims that a child’s car is in fact their own, in order to acquire cheaper car insurance.

Related stories to Young Marmalade helps promote road safety:

• Young Marmalade win safety award
• Young Marmalade encourages safer driving
• Young Marmalade backs road safety campaign
• Young Marmalade to win award
• Young Marmalade recognised for road safety
• Young Marmalde use GPS to improve road safety
• Young motorists charged “horrendous” premiums
• Young Marmalade appoints Merrygold as ambassador
• Young Marmalade calls for more car scrapping
• Young Marmalade promotes “safer car and insurance” package for young drivers

Insurers are currently exposing over 2,300 fraudulent claims every week, according to new data from the Association of British Insurers (ABI).

The figure has risen from a weekly total of 2,000 dishonest claims in 2009, worth over £16 million.

Last year, 122,000 fraudulent insurance claims were uncovered, up 14% on a year earlier.

By value, 4% of all claims were fraudulent in 2009, with motor insurance claims highest in value (£410 million), although the most common frauds involved home insurance (62,000 bogus or exaggerated claims detected).

With liability claims, many of the 8,500 cases exposed involved bogus personal injuries, such as those of a young woman who claimed to have tripped over a loose pavement but had actually injured herself by jumping down a flight of stairs when fleeing from security guards.

ABI director general, Nick Starling, says: “Our honest customers rightly object to having to pay higher premiums to subsidise the fraudulent minority, which is why insurers continue to up their game in the war on the cheats.”

He adds: “Whether claiming against a third party for bogus personal injury or on their own insurance, fraudsters are more likely than ever to get caught, leading to more expensive and harder to obtain insurance and credit, and the possibility of a criminal record.”

Related stories to Insurers expose 2,300 fraudulent claims a week:

• Aon warns of fraudulent claims danger
• Car insurance fraud worth £5m per week
• Aviva pulls cover on insurance fraudsters
• ‘Crash for cash’ fraud increasing
• ABI state insurance fraud at record levels
• ABI: Insurance fraud up 30% since 2007
• Recession blows wind into sails of maritime insurance fraud
• Motorists tempted to crash for cash
• Fraudulent insurance claims rise
• Fightback against motor insurance fraud continues