The Top 10 List of Ways You DON’T Want to Celebrate the New Year!

Sincerely, Your Washington Car Insurance

Some things make even Baby New Year just say no! So, with Christmas vacation over and your imminent return to work and school looming closer and closer each day, you’re probably not sitting around all day playing tiddly winks. Or maybe you are. The point is, somewhere in there you’re going to start talking about your plans for the New Year and where you are (and aren’t) going to be. Now, I know you’ve got a head full of common sense, but here’s a look at the top ten ways you don’t want to celebrate your New Year’s if you don’t want to say goodbye to all the progress you made this year trimming the rates on your Washington car insurance.

1) Getting drunk. Oh sure, drinking yourself into a stupor on New Year’s Eve is a fine, upstanding tradition. Unfortunately, so is driving under the influence. Even a first offense of driving while intoxicated can add six points onto your license, and I don’t want to have to tell you what that’s going to do to your car insurance rates. That is, assuming you still have car insurance by the time it’s all said and done.

2) Drag racing down the strip. If I had a dime for every person I saw open up the throttle and let ‘er rip on New Year’s Eve (with or without the additional lubrication of alcohol) I’d be very, very rich right now. Besides the fact that unsanctioned street races are highly illegal and Washington law enforcement is going to have a great time throwing the book at you, those reckless driving charges aren’t going to do you any favors when they get back to your car insurance agents.

3) Staging your very own demolition derby in the backyard. This is one of those things that I SWEAR could only sound like a good idea in the middle of a party on New Year’s Eve. By the time your Washington car insurance provider is done paying the bills you’ll be lucky if they ever speak to you again. And I don’t want to tell you what they’re going to tell their friends.

4) Stealing a car and adding it on to your own Washington car insurance coverage before the owner’s had a chance to report it stolen. This is a piece of cake, especially if you can get your hands on some fake tags, but the minute it comes out that you’ve been wheeling and dealing (no pun intended) in stolen vehicles you’re going to watch your insurance rates zoom up while your credibility slowly slips south for the winter.

There are lots of ways you could do major damage to your Washington auto insurance rates in a single day and night of disaster-but why would you want to? You’re going to spend the next five years trying to make up for it, so do yourself a favor and don’t even go there. You’ll be extremely happy you left all that “fun” at home when you get to spend most of 2010…and 2011…and 2012 laughing at the know-it-alls who didn’t know enough to listen to you in the first place.

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