Motorists can now take advantage of a revolutionary new approach to breakdown cover, launched by the RAC.
The firm is offering a unique retail gift card which provides cover for a single breakdown incident, at a cost of £29 and valid throughout the UK.
RAC has collaborated with gift card firm InComm to distribute the cards via 600 Shell forecourt outlets around the country, with further outlets to be added in 2011.
Gift card/voucher sales are expected to surpass the £4bn milestone in 2010, according to The UK Gift Card and Voucher Association (UKGCVA), a 50% surge over the last 10 years.
RAC Marketing Manager Shirley Gabriel explained that gift cards were proving more popular than ever, and that the RAC was the only such firm offering cover via gift cards.
The coverage is personal, and is therefore valid regardless of whether the vehicle belongs to the driver or someone else.
Cards must be redeemed within six months, and coverage is valid for 12 months.
Car exhaust system plays an important part in overall driving performance. Having a poor exhaust system will not only weaken your car’s performance, but it’s also going to harm the environment. Hence, paying more attention and applying neat maintenance on your car’s waste system will do anything good for both the car performance and the environment as well.
The exhaust system consists of parts that work dynamically when fuel combustion process is running. If the system works properly, it will improve the efficiency of combustion process and the engine’s performance as well. Furthermore, the system will support your car’s driving performance, especially when it comes to the power of car acceleration.
There are several parts that work cooperatively within the car exhaust system such as the PCV (Positive Crankcase Ventilation), catalytic converter, oxygen sensor, air pump, exhaust seal, muffler and other parts that may be found in some different types of cars. In modern car system, the oxygen sensor may be the most crucial part since it can detect the level of oxygen amount in wasted gas. The high level of oxygen indicates that the combustion process is not optimum. This sensor will be running optimally for an approximate period of five years. Thus, you should replace it every five years for a maximum effect. If oxygen sensor is running improperly, it can cause the computerized engine to run indecently as well. If it stays like this, then it can also cause damage to the catalytic converter. Thorough routine services will help you avoiding this kind of exhaust problem.
Such an important part the car exhaust system plays. The optim
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Aviva is launching a block car insurance policy for businesses that operate an employee salary-sacrifice car scheme.
Under such a scheme, the employer receives the vehicle from the leasing company, paying net of tax, rather than the full price.
This saving is then passed on to the employee, who receives a new car at a better price than if they went independently to the leasing company.
Repayment is taken directly from the employee’s salary, usually over two or three years, allowing the employee to save on national insurance and income tax, up to the value of the scheme.
Aviva’s block insurance package, which will be available later this month, has no limit on the number of vehicles covered by the policy.
Although flexible for any size or type of business, the new policy is likely to be most attractive to companies with large fleets, whether FTSE-listed, privately-owned or local authorities.
Travel insurance policies may offer similar features and benefits, but the amount of coverage given may vary. How much travel or vacation protection is necessary? Although most travel policies and travel insurance are equipped with standard options, they can not all be the same. The amount of coverage provided by a Canadian traveller’s insurance policy can vary, and you should determine what kind of policy you need.
Obviously the more features, benefits and coverage an individual includes in his travel insurance policy, the more it costs. There may be a tendency to seek the highest amounts available to provide the best protection, but it can also lead to unnecessary insurance. It will be much better to put all the necessary advantages in place at the right quantity and at the right premium and find a more cost-effective offer.
Depending on the holiday most people take out a travel insurance to protect themselves against theft and loss, accidents and injuries and delays and the cancellation of travel. With this policy you are protected in case of baggage loss and damage. It also provides you with the cash and medical coverage. The aim should be to find a balance between obtaining adequate coverage without paying too much for it.
The types of benefits offered by the travel coverage may all be similar to a basic level, but some people may have different needs for policy. The fact is that there are many different suppliers in this sector and that gives individuals the opportunity to shop around to make a profitable choice. Read more…
People will put an average of £195 worth of presents under the tree this year, so it pays to check your household insurance policy will cover costs if they get stolen or damaged. Is your house full to bursting with presents? Is every nook and cranny filled with new games consoles, popular toys and costly clothes? If so, then you will be a prime target for burglars for whom brand new presents, still in their boxes, are very tempting.
The good news is that most people with home insurance will benefit from extra cover over the festive period.
According to the Financial Services Authority’s Defaqto website, 90% of insurance providers will automatically increase the cover they offer over Christmas.
Some increase the protection by a fixed amount, while others give households between 5% and 25% more cover. The Post Office and Saga, for example both increase the cover on their policies by 10% during December so customers are fully protected over the festive period.
The underinsurance risk
Unfortunately, the amount of extra Christmas cover provided varies hugely from insurer to insurer, meaning some people still risk being left underinsured.
This can cause more problems than just being unable to claim on stolen presents, as Julie Owens, head of home insurance at moneysupermarket.com, explained.
“Being underinsured can have a big impact on any home insurance claim you make.
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The World Wide Web has changed our lives so much easier in many ways. We can now be ordered from the comfort of our homes, our bills online and keep in touch with friends and family online. Another major advantage of the Internet is provided that we can apply for online payday loans from our computers at home. Online payday loans or short term loans were initially only ‘bricks and mortar “banks, leading us to a bank, you can contact a lender and discuss the reasons for the loan was necessary provided it is needed. Now we are in the state for online payday loans from home to use at any time of day or night, seven days a week. The convenience of shopping for a loan from home is beautiful and there’s simply no easier way to get the much needed money get to borrow.
The process for applying online payday loan is very easy to understand. With a high acceptance rates and instant online decisions and no need to mail or fax documents in many cases is simply the money deposited into your bank account shortly after you apply. Typically you a loan agreement by e-mail you agree, then the money will be transferred to your bank account will be sent. Often the lender will make it easy to redeem online payday loans. you can expect, said the repayment will be debited from your credit card on your next payday or on the agreed date of repayment.
Online payday loans are ideal if you need money fast and if you are sure you can repay the loan on your next payday. You can pay online payday loansfor “final demand” or emergency bills, medical or dental treatment, school fees, car repairs and a lot more. It is not
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